With the new year in full swing, now is a great time to give your 401(k) a quick checkup. Here are three simple steps to ensure you’re on the right path:

  1. Reassess Your Contributions – Are you contributing enough to reach your retirement goals? Consider increasing your deferral, even by 1%.
  2. Optimize Your Investments – Market conditions shift, and so should your investment strategy. Review your asset allocation to ensure it still aligns with your risk tolerance and time horizon.
  3. Double-Check Fees – High fees can eat into your returns. Review your plan’s expense ratios and investment costs to ensure you’re not overpaying.

A few small adjustments now can have a big impact on your future. Take five minutes today to review your 401(k) and stay on track!

Click here to schedule your appointment for review today!